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Credit Counseling Big Picture Financial GuidanceIn 2005, a federal law was enacted that requires individuals to obtain mandatory credit counseling within 180 days prior to filing for Chapter 7 or Chapter 13 bankruptcy. Undergoing credit counseling can help people achieve a larger perspective regarding their debt and allows them to develop a course of action that takes their short-term and long term needs into account. At the Sheppard Law Office, PC, we can provide you with a list of these agencies along with instructions on how to reach them. Our firm can also provide you with personal attention from a knowledgeable bankruptcy lawyer. Contact us at 509-368-7620 or 866-440-6653 to schedule a free initial consultation and learn more about your debt relief options. Understanding Your Credit Counseling and Bankruptcy OptionsDepending upon the agency you choose, you will be able to obtain credit counseling face-to-face, over the phone or online. Counseling generally lasts less than an hour and costs between 25 and 50 dollars. Our attorney will provide you with one-on-one attention and protect your interests during every step of the bankruptcy process. Ultimately, our goal is to help you get out of debt in the way that best meets your needs. Contact us to schedule a free initial consultation and receive comprehensive bankruptcy guidance. Our office in Spokane Valley, Washington, is located right off of I-90.
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